Mortgage Rates La Crosse

Buying a property is a huge financial move. As real estate costs rise every day, you might think it's impossible to buy your dream house. Thankfully, there's another option you can consider: mortgage loans. 

However, paying for mortgage loans is a long-time financial commitment. Thus, it’s advisable for home buyers to shop around for mortgage rates in La Crosse . If you’re looking for competitive mortgage rates in La Crosse, we got you covered.

Governmental Employees Credit Union has provided financial services to its members since 1931. Our goal is to help you live your life to the fullest by offering rates that make your budget happy. Contact us to know more about our mortgage rates in La Crosse.

A Simple Guide to Shopping for Mortgage Rates in La Crosse

Searching for ideal mortgage rates in La Crosse can be a daunting task, but it shouldn't be. However, how does one get competitive mortgage rates in La Crosse? Here's a simple guide that'll help you score the best mortgage rates in La Crosse.

Mortgage Rates in La Crosse: Maintain a Good Credit Score

Your credit score is a lender’s basis of how you manage your finances. This shows them if you’ve been diligently paying your dues. If you want to get low mortgage rates in La Crosse, it’s important to keep tabs on your credit scores.

A high credit score allows you to get the best terms and mortgage rates in La Crosse. However, if you have a low credit score, you can still improve it and get the best mortgage rates in La Crosse. These are some of the things you can do: 

• Correct visible errors in your credit report
• Never miss payments
• Limit the balance in your credit card

Mortgage Rates in La Crosse: Know Your Options

Different loans have varying mortgage rates in La Crosse. When shopping mortgage rates in La Crosse, it’s vital to do research on the types of loans that are available. This helps you determine which ones you qualify for and best fit your budget. 

Aside from determining the type of loan, it’s also important to know your financing options. There are two types of mortgage rates in La Crosse: fixed and floating. Fixed rates don't fluctuate throughout the course of the loan. However, floating rates vary depending on the index. 

Both options have advantages and drawbacks. Thus, it's important to study them to get the best mortgage rates in La Crosse.

Mortgage Rates in La Crosse: Contact Many Lenders

When shopping for mortgage rates in La Crosse, it’s best to ask quotes from several lending companies. This helps you narrow down your choices and find the best mortgage rates in La Crosse. It might take time to find favorable mortgage rates in La Crosse but they can be rewarding in the long run.

Mortgage Rates in La Crosse: Work with a Mortgage Broker

Buying a house can be overwhelming, especially for first-time buyers. On top of looking for a house, you also have to apply for loans and shop for mortgage rates in La Crosse. To help ease your load, consider hiring a mortgage broker.

A mortgage broker works with different lending companies. They will ask for various quotes from lenders. This way, they can show competitive mortgage rates in La Crosse and suggest what suits your needs.

Save More With the Best Mortgage Rates in La Crosse

Shopping for mortgage rates in La Crosse is as important as finding the right house for you. With the best mortgage rates, you can save more money than you intend to. Governmental Employees Credit Union provides financial services to cater to our members better. Our goal is to give affordable rates that suit your budget. With us, we assure you that your financial needs are our priority. 

So what are you waiting for? Enjoy financial security and get the best mortgage rates in La Crosse. Be a member of Governmental Employees Credit Union today. 

Making Everyone Count Since 1931

Credit unions are known as a great alternative to banks. These institutions offer accounts with lower fees and loan rates. They’re also owned by their customers, that’s why they offer better deals. If you want the idea of a customer-owned financial institution, joining a credit union might be the right choice for you.

Many credit unions offer a lot of benefits. However, not all of them are able to provide their customers with a great experience. If you want to make sure that you get great deals and satisfying customer service, join Governmental Employees Credit Union (G.E.C.U.). We offer great financial services while making sure that our customers feel valued. 

Open an Account With Us

Like any other bank, we also give our clients the privilege to open a bank account for their funds. Whether it’s a checking or savings account, G.E.C.U. makes sure to provide you the one that’s perfectly tailored to your lifestyle and needs. 

• Checking Accounts

At G.E.C.U., we don’t just provide great checking accounts. We also give you a lot of rewards with Kasasa Cash! You can choose between three options. 

The first option we have is the free Kasasa Cash Checking account with a high-interest reward. The second is a free Kasasa Cash Back Checking account with 2.25% cashback on purchases using your debit card. The third is the Free Kasasa Tunes Checking account, which gives you digital credits for apps and music purchases. Whichever you choose can be opened in minutes, too. Hassle-free, right? 

• Savings Accounts

Here, we offer you a lot of savings account options for you as well. 

• Basic Savings Account

This marks your membership with us. You’re only required to deposit a minimum of $5 to open your account.

• Elite Money Market Account

When you choose this account, the higher your balance is, the higher the interest rate you’ll get. You won’t get any maintenance fee if your balance is amounting to or more than $2,500.

• Health Savings Account (HSA)

With this account, you can prepare for medical expenses you might have in the future. You can also enjoy triple tax saving where you’ll have tax-free withdrawals for any medical expenses and earnings. 

• Certificates of Deposit (CDs)

Having trouble with saving money? This option is for you, then. Fixed-rate earnings for your term of choice. 

• Christmas Club

This type of savings account is created especially for your holiday funds. It also helps keep you away from having debts during the holidays.

• Individual Retirement Accounts (IRAs)

In this type of savings account, you’ll be able to secure your retirement and earn revenues at a higher rate.

Apply for a Visa Credit Card

At G.E.C.U., we help you expand your purchasing power by providing a globally-accepted credit card. We have competitive rates, low annual percentage rate (APR), and there are no annual fees! Apply with us now.

Pursue Your Dreams With Us

Everyone has the right to education. That’s why here in G.E.C.U., we offer a $500 scholarship to our members. The qualifications are simple; you just have to be a member and you must be already accepted or attending your school of choice.

Other than the two eligibility requirements, you should also submit three documents: your accomplished application form, a scholarship essay, and an autobiography that contains your school activities, awards, employment, and community service records. Apply now.

Secure Your Future With the Friendly Credit Union

Since 1931, we have been making every customer feel that they’re a part of the company; each of them is the partial owner of G.E.C.U. We assure you that we will continue making our customers feel that way. 

Our friendly and accommodating staff will strive to personally know you by name. As La Crosse’s friendly credit union, we enjoy doing business with our clients in the friendliest way that we can. If you want to be a part of the family and experience our customer service, talk to us now .