Mortgage La Crosse

People consider a mortgage in La Crosse as one of the best options to acquire a property. It comes in many forms such as fixed-rate, adjustable-rate and interest-only mortgages. Either way, a mortgage in La Crosse helps homebuyers to create wealth so that they can afford to buy a property.

Governmental Employees Credit Union is a non-profit lending cooperative that offers mortgage in La Crosse . We provide competitive rates for any forms of mortgage in La Crosse. Be a member today. We’re more than willing to help you buy or refinance your dream home.

Benefits of Applying for a Mortgage in La Crosse

Buying a house is a dream to many. However, a significant amount of money is needed to acquire one. That’s why most property owners prefer getting a mortgage in La Crosse. It’s a debt instrument that can help many people attain their goal.

A mortgage in La Crosse typically provides several advantages. If you’re still skeptical about applying for a mortgage in La Crosse, consider these benefits:

• Mortgage in La Crosse Builds Equity

Acquiring a mortgage is like establishing an ownership stake for the property you want to fully gain. As you provide a monthly payment for your mortgage in La Crosse, you’re slowly building equity. 

Getting a mortgage in La Crosse means you’re now an owner of the property, although not entirely since you still need to pay the amount you borrowed from the lender. Nevertheless owning property is still a good investment because by the time you pay off the amount you borrowed, your property’s worth could be much more than its initial price. It has developed into a valuable asset. Thankfully, many institutions provide mortgage in La Crosse.

• Mortgage in La Crosse Enhances Your Credit Rating

If you assure financial institutions that you can diligently follow your payment schedules, expect them to offer you loans at lower interest rates. When you are consistent in paying your monthly dues, your mortgage in La Crosse can be a great way to boost your credit rating.

If you need another mortgage in La Crosse for other reasons, you can easily be pre-approved. This is because lenders initially look if you own a property and if the loan still exists. If you have a good credit rating, this shows you can handle loans responsibly.

• Mortgage in La Crosse Offers a Wide Range of Financing Programs

Flexible payment schemes can be agreed upon when you get a mortgage in La Crosse. It includes fixed and adjustable rates, balloon, interest-only, reverse, combination, government-back, or second loan.

You have far more options than you realize. Depending on your preference and needs, you can customize your mortgage in La Crosse.

• Mortgage in La Crosse Refinances Your Home for a Lower Monthly Rate

Your property needs may change in the future. When that time comes, you can refinance your mortgage in La Crosse to adjust to another real estate loan – this time with interest rates that are lowered.

Most homeowners refinance their mortgage in La Crosse. This helps them lessen their monthly dues for the new loan commitment.

• Mortgage in La Crosse Gives You Freedom

Once the property is registered under your name, through a mortgage in La Crosse, you have the freedom to do anything you want with it. Of course you need to follow homeowners’ organization rules too. But essentially, you can paint the property with any color you prefer, and even modify it to your own specifications.

Own Your Dream Property With the Help of Governmental Employees Credit Union

Purchase or refinance the home of your dreams. Governmental Employees Credit Union is one of the best providers of mortgage in La Crosse. We provide competitive rates for mortgage in La Crosse.

Our lenders are here to assist you in attaining your goals. Check our financial services, like our car loans and mortgage in La Crosse. Interested in becoming a member? Contact us and start the process today.

Making Everyone Count Since 1931

Credit unions are known as a great alternative to banks. These institutions offer accounts with lower fees and loan rates. They’re also owned by their customers, that’s why they offer better deals. If you want the idea of a customer-owned financial institution, joining a credit union might be the right choice for you.

Many credit unions offer a lot of benefits. However, not all of them are able to provide their customers with a great experience. If you want to make sure that you get great deals and satisfying customer service, join Governmental Employees Credit Union (G.E.C.U.). We offer great financial services while making sure that our customers feel valued. 

Open an Account With Us

Like any other bank, we also give our clients the privilege to open a bank account for their funds. Whether it’s a checking or savings account, G.E.C.U. makes sure to provide you the one that’s perfectly tailored to your lifestyle and needs. 

• Checking Accounts

At G.E.C.U., we don’t just provide great checking accounts. We also give you a lot of rewards with Kasasa Cash! You can choose between three options. 

The first option we have is the free Kasasa Cash Checking account with a high-interest reward. The second is a free Kasasa Cash Back Checking account with 2.25% cashback on purchases using your debit card. The third is the Free Kasasa Tunes Checking account, which gives you digital credits for apps and music purchases. Whichever you choose can be opened in minutes, too. Hassle-free, right? 

• Savings Accounts

Here, we offer you a lot of savings account options for you as well. 

• Basic Savings Account

This marks your membership with us. You’re only required to deposit a minimum of $5 to open your account.

• Elite Money Market Account

When you choose this account, the higher your balance is, the higher the interest rate you’ll get. You won’t get any maintenance fee if your balance is amounting to or more than $2,500.

• Health Savings Account (HSA)

With this account, you can prepare for medical expenses you might have in the future. You can also enjoy triple tax saving where you’ll have tax-free withdrawals for any medical expenses and earnings. 

• Certificates of Deposit (CDs)

Having trouble with saving money? This option is for you, then. Fixed-rate earnings for your term of choice. 

• Christmas Club

This type of savings account is created especially for your holiday funds. It also helps keep you away from having debts during the holidays.

• Individual Retirement Accounts (IRAs)

In this type of savings account, you’ll be able to secure your retirement and earn revenues at a higher rate.

Apply for a Visa Credit Card

At G.E.C.U., we help you expand your purchasing power by providing a globally-accepted credit card. We have competitive rates, low annual percentage rate (APR), and there are no annual fees! Apply with us now.

Pursue Your Dreams With Us

Everyone has the right to education. That’s why here in G.E.C.U., we offer a $500 scholarship to our members. The qualifications are simple; you just have to be a member and you must be already accepted or attending your school of choice.

Other than the two eligibility requirements, you should also submit three documents: your accomplished application form, a scholarship essay, and an autobiography that contains your school activities, awards, employment, and community service records. Apply now.

Secure Your Future With the Friendly Credit Union

Since 1931, we have been making every customer feel that they’re a part of the company; each of them is the partial owner of G.E.C.U. We assure you that we will continue making our customers feel that way. 

Our friendly and accommodating staff will strive to personally know you by name. As La Crosse’s friendly credit union, we enjoy doing business with our clients in the friendliest way that we can. If you want to be a part of the family and experience our customer service, talk to us now.