Home Equity Loans

Rates

Turn the equity in your home into cash you can use for just about anything. Get a fast decision made locally.

Key Features

  • Competitive Rates
  • Customized Terms
  • Fast Decisions
  • Friendly Service
Apply Now

NEW: WHEDA More Like Home (Repair & Renew) Loan Program

GECU is one of the approved lenders offering the program. It is created for Wisconsin homes built over 40 years ago that need critical repairs.  Applicant’s must qualify based on their county’s median income. Key qualifications are the following:

  1. Must be your primary residence.
  2. Home built before 1984.
  3. Individual loans range from $5K to $50K.
  4. Used only for qualifying repairs which include roof, windows, exterior doors, heating/AC, electrical, plumbing, lead paint, mold, asbestos and structural repairs.
  5. Work must be completed by a licensed and insured contractor.

Visit WHEDA's website for more information: https://morelikehomeloan.wheda.com/

Home Equity Details:

  • Fixed-term lump sum or revolving line of credit
  • Turn your home equity into cash
  • Finance a variety of needs:
    • Home remodeling projects
    • Major life events
    • Debt consolidation
    • And more!
  • Interest paid may be tax deductible
  • Competitive rates:
    • Fixed rates as low as 6.125% APR*
    • Line of Credit rates as low as 7.500% APR*
  • Terms tailored to you
  • Fast decisions made right here in La Crosse
  • Attentive, friendly service from start to finish

*APR = Annual Percentage Rate. Rates subject to change daily. Loan rates based on creditworthiness and credit approval. Membership eligibility required. NMLS ID #421669. 

Apply Now
*Consult a tax advisor.