Free Checking Accounts La Crosse

With so many financial institutions offering free checking accounts for La Crosse residents, it's difficult to select which among them is the right choice. For some, the importance of opting for free checking accounts in La Crosse is also in question. After all, can’t you just skip opening free checking accounts in La Crosse and just use your savings account ?

Not quite. Free checking accounts for La Crosse residents are actually helpful in managing your expenses and finances better. Free checking accounts by La Crosse banks not only have lower interest rates than other account types but are also highly useful for daily purchases and monthly bills payments. Many financial institutions are now offering free checking accounts for La Crosse citizens for this reason.

How to Choose the Right Provider of Free Checking Accounts in La Crosse

Because many financial institutions offer free checking accounts for La Crosse residents, finding the right one can be difficult. If you are overwhelmed by your choices of banks and credit unions providing free checking accounts in La Crosse, take a breather and evaluate your options with the following criteria:

The Provider of Free Checking Accounts in La Crosse Must Be Able to Explain the Basics

Applying for free checking accounts in La Crosse can confuse first-time applicants, and this might also be your dilemma. Even you are not new with free checking accounts for La Crosse citizens, it still pays to find out if your provider can assist newbies with knowing more about it.

Ensure That the Provider Is Actually Offering Free Checking Accounts in La Crosse

Some financial institutions may offer free checking accounts to La Crosse citizens, but they ask for something else in return. These can be higher overdraft fees, required minimum opening deposit after a certain free duration, etc. Before you register for free checking accounts in La Crosse, make sure that you first clarify all potential fees they may charge you.

Ideally, the right provider is open with discussing fees and payment clauses for free checking accounts of La Crosse residents. They not only offer reasonable charge rates but are also honest about everything that you might get charged for when you use your free checking accounts in La Crosse.

The Right Provider of Free Checking Accounts in La Crosse Assists You With Balance Tracking

It can be difficult when you’re managing your savings accounts and free checking accounts in La Crosse. You can get confused about your actual finances and end up overdrawing your accounts. Some free checking accounts by La Crosse providers, however, have ways to help you keep track of your balance.

Before you open your free checking accounts in La Crosse, ask your prospective provider if they have a tracker that you can use to manage your finances. In this age, it’s usually in the form of a mobile app, but some providers of free checking accounts in La Crosse also have online desktop banking options available.

Your Provider of Free Checking Accounts in La Crosse Should Help You Choose the Right Account Type

Free checking accounts for La Crosse residents vary depending on your needs and qualifications. These are:

• Interest-Bearing Checking Accounts
• Free Checking Accounts for La Crosse Students
• Trust Checking Accounts
• Joint Checking Accounts for La Crosse Families or Business Partners
• Lifeline and Second Chance Checking Accounts
• Premium Checking Accounts

Again, depending on your needs and qualifications, some of these accounts may not be available for you. Your provider should be able to assess those factors and recommend the best type of checking account for you.

Free Checking Accounts for La Crosse Citizens With Governmental Employees Credit Union

To get you started on your free checking account as a La Crosse resident, call us today. We will assist you in knowing more about checking accounts and in applying for one. Our process is fully transparent, committed to community, and accommodates all your needs. Call now to learn more.

Making Everyone Count Since 1931

Credit unions are known as a great alternative to banks. These institutions offer accounts with lower fees and loan rates. They’re also owned by their customers, that’s why they offer better deals. If you want the idea of a customer-owned financial institution, joining a credit union might be the right choice for you.

Many credit unions offer a lot of benefits. However, not all of them are able to provide their customers with a great experience. If you want to make sure that you get great deals and satisfying customer service, join Governmental Employees Credit Union (G.E.C.U.). We offer great financial services while making sure that our customers feel valued. 

Open an Account With Us

Like any other bank, we also give our clients the privilege to open a bank account for their funds. Whether it’s a checking or savings account, G.E.C.U. makes sure to provide you the one that’s perfectly tailored to your lifestyle and needs. 

• Checking Accounts

At G.E.C.U., we don’t just provide great checking accounts. We also give you a lot of rewards with Kasasa Cash! You can choose between three options. 

The first option we have is the free Kasasa Cash Checking account with a high-interest reward. The second is a free Kasasa Cash Back Checking account with 2.25% cashback on purchases using your debit card. The third is the Free Kasasa Tunes Checking account, which gives you digital credits for apps and music purchases. Whichever you choose can be opened in minutes, too. Hassle-free, right? 

• Savings Accounts

Here, we offer you a lot of savings account options for you as well. 

• Basic Savings Account

This marks your membership with us. You’re only required to deposit a minimum of $5 to open your account.

• Elite Money Market Account

When you choose this account, the higher your balance is, the higher the interest rate you’ll get. You won’t get any maintenance fee if your balance is amounting to or more than $2,500.

• Health Savings Account (HSA)

With this account, you can prepare for medical expenses you might have in the future. You can also enjoy triple tax saving where you’ll have tax-free withdrawals for any medical expenses and earnings. 

• Certificates of Deposit (CDs)

Having trouble with saving money? This option is for you, then. Fixed-rate earnings for your term of choice. 

• Christmas Club

This type of savings account is created especially for your holiday funds. It also helps keep you away from having debts during the holidays.

• Individual Retirement Accounts (IRAs)

In this type of savings account, you’ll be able to secure your retirement and earn revenues at a higher rate.

Apply for a Visa Credit Card

At G.E.C.U., we help you expand your purchasing power by providing a globally-accepted credit card. We have competitive rates, low annual percentage rate (APR), and there are no annual fees! Apply with us now.

Pursue Your Dreams With Us

Everyone has the right to education. That’s why here in G.E.C.U., we offer a $500 scholarship to our members. The qualifications are simple; you just have to be a member and you must be already accepted or attending your school of choice.

Other than the two eligibility requirements, you should also submit three documents: your accomplished application form, a scholarship essay, and an autobiography that contains your school activities, awards, employment, and community service records. Apply now.

Secure Your Future With the Friendly Credit Union

Since 1931, we have been making every customer feel that they’re a part of the company; each of them is the partial owner of G.E.C.U. We assure you that we will continue making our customers feel that way. 

Our friendly and accommodating staff will strive to personally know you by name. As La Crosse’s friendly credit union, we enjoy doing business with our clients in the friendliest way that we can. If you want to be a part of the family and experience our customer service, talk to us now.